Your No-Doc DIGITAL HELOC Solution

✔ Get funds wired to your bank account.

✔ No appraisal or upfront costs

✔ Use cash to Pay off Debts or other

✔ Keep your low 1st mortgage rate without refinancing.

No income docs (W2 + pay stub)

Use on any property type primary, second home, or investment property

Fast 5-day closings

Close your loan online and on your phone

Low credit score OK (640+)

Co-borrower allowed for any HELOC loan

Available for Florida property owners

Hundreds of Loans Closed!

Your information is secure and never shared.

  • Our Best Credential is Happy Clients:

  • ⭐⭐⭐⭐⭐ “A very good experience and professional work from Joseph Correa I recommend” – Frank H.

  • ⭐⭐⭐⭐⭐ “Excellent service all the way through. Joseph is very thorough and professional. Highly recommended!” – Luis P..

  • ⭐⭐⭐⭐⭐ “Joseph was always on top of things and making sure we close as soon as possible. I strongly recommend him to anyone looking to have a serious and dedicate mortgage broker.” – Moises D.

  • ⭐⭐⭐⭐⭐ “Joseph was phenomenal through the entire process. Answered all our questions, I would highly recommend.” – Tim O.

  • ⭐⭐⭐⭐⭐ “Joseph Correa and Finibi Mortgage are Dominating the industry with Speed and Service. Not only does Joseph want to help you get your Dream House, or start Saving Hundreds of Dollars a month within 2 weeks, but he truly cares about his clients.” – Ann C.

PROGRAM REQUIREMENTS

  • Minimum credit score: 640

  • Maximum combined loan-to-value (CLTV): 90%

  • Loan amounts: $25,000 to $750,000

  • Occupancy: Primary residence, second home, and investment property (1-unit)

  • Eligible property types: Single-family homes, townhomes, condos

  • Minimum seasoning on current mortgage: 6 months

  • Income documentation: Full income verification required if income cannot be verified through linking personal bank account

  • Appraisal: Automated Valuation Model (AVM) accepted in many cases
  • States eligible: Florida

DISCLAIMER

Subject to approval, equity, and underwriting. Terms and conditions apply.

Finibi Mortgage Inc.
NMLS #1727219
Direct: 305-793-4470
Email: [email protected]

Finibi Mortgage Inc. | NMLS #1727219
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