GET PRE-QUALIFIED FOR A NO-DOC HELOC UP TO $400K

✔ Take cash out without an appraisal or upfront costs

✔ Pay off high-interest credit cards with a low-rate HELOC

✔ Unlock your home's value for that kitchen remodel.

✔ Keep your low mortgage rate and still access your home's equity.

PROGRAM REQUIREMENTS

  • No income docs (W2 + pay stub)

  • Use on any property type primary, second home, or investment property

  • Fast 5-day closings

  • Close your loan online and on your phone

  • Low credit score OK (640+)

  • Co-borrower allowed for any HELOC loan

  • Available for Florida property owners

  • Apply 100% Online (easy and free)

    • 📅 Not ready? Book a free call instead

    🔒 Your information is secure and never shared.

    • What Our Clients Say:

    • ⭐⭐⭐⭐⭐ “A very good experience and professional work from Josehp Correa I recommend” – Frank H.

    • ⭐⭐⭐⭐⭐ “Excellent service all the way through. Joseph is very thorough and professional. Highly recommended!” – Luis P..

    • ⭐⭐⭐⭐⭐ “Joseph was always on top of things and making sure we close as soon as possible. I strongly recommend him to anyone looking to have a serious and dedicate mortgage broker.” – Moises D.

    • ⭐⭐⭐⭐⭐ “Joseph was phenomenal through the entire process. Answered all our questions, I would highly recommend.” – Tim O.

    • ⭐⭐⭐⭐⭐ “Joseph Correa and Finibi Mortgage are Dominating the industry with Speed and Service. Not only does Joseph want to help you get your Dream House, or start Saving Hundreds of Dollars a month within 2 weeks, but he truly cares about his clients.” – Ann C.

    If you need to close in less than 5 days, let us know so we can make it happen!

    BASIC REQUIREMENTS

    • Minimum credit score: 640

    • Maximum combined loan-to-value (CLTV): 90%

    • Loan amounts: $20,000 to $400,000

    • Occupancy: Primary residence, second home, and investment property (1-unit)

    • Eligible property types: Single-family homes, townhomes, condos

    • Minimum seasoning on current mortgage: 6 months

    • Income documentation: Full income verification required if income cannot be verified through linking personal bank account

    • Appraisal: Automated Valuation Model (AVM) accepted in many cases
    • States eligible: Florida

    DISCLAIMER

    Subject to approval, equity, and underwriting. Terms and conditions apply.

    Finibi Mortgage Inc.
    NMLS #1727219
    Direct: 305-793-4470
    Email: [email protected]

    Finibi Mortgage Inc. | NMLS #1727219
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